Frequently Asked Questions

Frequently Asked Questions


Why choose Access Auto Sales? 

We specialize in Newer, Lower Mile, Dealer Certified Vehicles. Everyone gets a great deal with our Low, Up Front Pricing. Our No Pressure, Knowledgeable Sales Staff is Committed to your Great Buying Experience. This starts with a Streamlined Dealership and Lower overhead. Having this efficient type of Dealership Model differentiates us from other dealers and enables us to focus on Quality over Quantity. It's difficult for other Dealers to compete with our Attention to detail, Personalized Service, Low, Up Front Pricing, and Commitment to our customers. 

How Long have you been in business?

Thanks to all of our Access Customers,  We have been helping customers Since 1999.

Where do you get your vehicles?

We purchase most of our Top notch inventory from National Banks, Fleet Companies, Finance Company's, and Lease company's through Dealer Auctions across the country.  With over 17 years of Buying and Reconditioning Experience we have what it takes to get some of the nicest vehicles around.  

Do your cars come with a warranty? 

Factory Warranty transfers with the vehicle. Most of our inventory is still covered by the Factory Warranty. Our Access Certified Vehicles outside of Factory Warranty include a Complimentary 90 Day or 4,500 Mile Protection Plan.

Do you inspect your vehicles? 

All of our vehicles include a multi Point Mechanical/Safety Inspection and a Vehicle History Report. A copy of both are in the glove box of every vehicle we sell.

Do you have Financing? 

Yes, at Access we are Finance Specialists. We work with a Network of Banks, Credit Unions and Specialty Lenders that compete for your business.  Starting from $0 Down for Well qualified customers, we also work with First Time Buyers, Bankruptcy, Slow or No Credit and Bad Credit.  Our Specialty Lenders are a great alternative for customers trying to re-establish their credit. (See store for more details, OAC)

How do I get Approved for Financing? 

Apply Online, or at the Store. To save time, we encourage you to Apply Online. Many of our customers Pre-Qualify before they even get to the store by Applying on our website, this saves time at the Dealership. With Little or No Credit, Lenders usually require a down payment, this amount may vary depending on credit history, Income, job History. Most Lenders require Valid Drivers License, State Issued ID or Matricula, however there are specialty lenders that do not require a Drivers License. Other Items that may be required; Recent Proof of Income, Proof of Residence, Personal References and Proof of Comp & Collision Auto Insurance. It can also help expedite your loan if you forward your last 2 check stubs showing year to date income, most recent utility bill.  Other items to bring to the store, Landlord Name and number, Personal references with Name, Address, Phone number and relationship.  

How Long Does it Take to get a Credit Decision?

In many cases we can get an answer in just a few minutes, however this depends on when the application is put in,  Some lenders can take longer than others for a decision depending on how may applications are being processed at that time.



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